This debit card is part of the Carnet Jove (Youth Card) plan and provides a wide range of benefits and discounts. Visit the 16PUNT30 website to see all it offers.

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  • If you are aged between 16 and 30, this is the card you need to make your everyday purchases, take advantage of many benefits and discounts in Andorra and across Europe.
  • The card has a built-in security chip and includes extensive life insurance coverage with accident and travel assistance supplements.
  • To take advantage of this card and its benefits, all you need to do is become a member of Carnet Jove and pay an annual fee of just 6 euros, all of which goes to the Associació del Carnet Jove d'Andorra.
  • Security. Our cards include protection against fraudulent use.
  • Credit Wallet: pay with your mobile phone in any establishment. You only need an Android device with the Credit Wallet application installed.

If this is the card you’re looking for, visit your local Crèdit Andorrà branch and you will be able to start taking advantage of all the benefits and discounts that it offers.

Approval for this card is subject to the bank's risk criteria. 

  • Withdrawals without commission: as holder of the Carnet Jove 16PUNT30 card, you will not be charged any fees from Crèdit Andorrà when using ATMs outside Andorra.
  • As a member of Carnet Jove, you can take advantatge of free services and discounts.
  • Benefit from the discounts available with the Carnet Jove 16PUNT30 in Andorra and across Europe. For full details of the discounts available visit:
  • There is a daily and monthly limit on cash withdrawals which you can change in accordance with your needs.
  • Benefit from advantageous terms and conditions when purchasing other financial products (personal student loans, mortgages, investment funds, etc.).
  • 10% discount on our insurance policies for the first six months:(1)

- Health : PIAM, Crèditsalut Plus, Crèditsalut, Crèditsalut Hospitalització.

- Sickness: Crèditbaixa.

- Life : Crèditvida Capital, Crèditvida Previsió, Crèditvida Integral.

  • Free antifraud SMSCrèdit alert service (you will receive an alert on your mobile phone every time a payment of over €60 is made with your card).
  • Deposit cash (coins and notes) at any time of the day in the cash deposit machines at our branches or our 24 h ATMs. The deposit is credited automatically to your account just as it would be if the money had been deposited in a conventional branch.

(1) Product contracted with CA Vida Assegurances, SA. Offer not combinable with other existing ones.

  • A 2% discount on fuel and consumer items purchased in participating stores within the network of CEPSA, ELF and REPSOL petrol stations in Andorra.
  • 10% discount on ski passes, from 2 to 7 days at Grandvalira and at Pal Arinsal. Only when bought at the resort ticket office.
  • A 15% discount on all activities in the Naturland park.
  • 10% discount on bicycle hire from Cicland.

Contactless payment system that allows you to save time in your purchases and, moreover, offers you more convenience and security, since you do not need to give your card to the salesperson at the moment of making the purchase.

Its operation is convenient and fast: firstly, the amount of the transaction is typed on the contactless POS. Next, the client brings the contactless card close to the terminal and, automatically, the payment is executed and a copy of the operation is printed. In case the amount is higher than 20 euros, an additional step is added for security purposes: after bringing the card close to the POS, the client will have to type the secret PIN number in order to validate the transaction.