The Crèdit Cotxe is a consumer loan intended for people like you who are looking to buy a car, whether new or second-hand. 

With Crèdit Cotxe you can buy the car or motorbike of your dreams on very favourable terms:

  • A variable interest rate of 1-year Euribor +5,75% (APR: 8,85%)
  • Maximum loan of 40,000 euros repayable in up to 5 years
  • No charges for full or partial early repayment
  • A variable study fee of 0.50 % (€50 minimum). 


Approval for a loan is subject to the bank's risk criteria. Calculation of the APR for an amount of €10,000 to be paid back in 5 years. 10/07/2022 annual euribor applied.

  • It provides a tailored financing solution so you can buy the car that you need.
  • The loan repayments are set to suit your monthly income.
  • The Crèditvida Finançament policy provides cover for the debtor balance on the loan. 

If you own a car, the following products might be of interest to you:

  • Discounts on petrol by paying with our Crèdit Andorrà cards.
  • If you want to avoid having to stop and queue at motorway tolls, apply for the VIA-T with Crèdit Andorrà, and enjoy the road!
  • With the Nòminamiga you will benefit from an additional discount of up to 10% on your car insurance. For details of the terms and conditions of this offer, please contact your local branch or personal manager.