The Crèdit Temporada Hivern is a loan to help you meet the costs associated with the arrival of the cold and the new ski season. 


For buying a new-season ski pass, getting ski equipment and, if the client needs to, changing the wheels on the car.

Interest rates

The interest rate for this loan is: annual euribor + 6% (APR: 7.66%)

Approval for a loan is subject to the bank's risk criteria. Calculation of the APR for an amount of €4,000 to be paid back in 12 months and with a study fee of €30. 2018 annual euribor applied (if the interest rate is negative, the minimum will be 0%).


With €4,000 maximum financing with a term of up to 1 year. This product will only be available until 31/01/19.


No cancellation fees, either total or partial.   


The loan is granted and processed in the most streamlined way.