CRÈDITSALUT

Crèditsalut a health insurance policy covering part of the cost of medical treatment and operations not reimbursed by the CASS through Via Preferent, on up to 100% of the CASS fee. 

Crèditsalut is aimed at people between the ages of 18 and 55 who are registered as employed or voluntarily insured with the CASS, and normally use medical services affiliated to the CASS in Andorra or abroad. Family members may also be covered by this policy if they are the beneficiaries.

*Product contracted with CA Vida Assegurances, SA.

  • You can choose between an insurance policy with individual or family cover.
  • In general terms, there are no restrictions on the number of visits.
  • Policies contracted with Crèdit Assegurances Vida are valid for a lifetime, with modifications to the cover provided after the age of 70.
  • The costs of hospitalisation (the part not covered by the CASS) at the Hospital de Nostra Senyora de Meritxell are processed directly by Crèdit Assegurances Vida and the Hospital.
  • Large branch network to present medical bills pending reimbursement.
  • Using the e-mail address prestacions@creditvida.ad, you can send scanned bills directly to Crèdit Assegurances Vida.
  • If your salary is paid directly into an account at Crèdit Andorrà, you are entitled to a 10% discount on the premium for the first 6 months.
  • Crèditsalut offers cover for the reimbursement of medical, pharmaceutical and hospital expenses up to 100% of the amounts specified by the CASS for healthcare within Via Preferent (healthcare itinerary).
  • Crèditsalut also includes additional cover for homeopathic acts (diagnosis and treatment), speech therapy, orthoptic (eyesight re-education), psychiatric and orthopaedic treatments, internal dental and non-dental prostheses, per calendar year, and much more.
  • If the insured persons die between the age of 18 and 70, Crèditsalut will pay a lump-sum compensation of up to 6,000 euros to the beneficiaries, depending on the sum insured.
  • 30 days for medical care.
  • 10 months for maternity
  • 6 months for orthopaedics, orthodontics and dental and non-dental prostheses.
  • There is no affiliation period if the client who takes out the insurance policy has changed company and has already served these affiliation periods for an equivalent product with the previous company.