Crèditsalut Plus Col·lectiu, a life insurance policy with a health supplement covering part of the cost of medical treatment and operations not reimbursed by the CASS, whether through Via Preferent or not, on up to 100% of the CASS fee. Extended with a series of special guarantees for groups

Crèditsalut Plus Col·lectiu is aimed at people between the ages of 18 and 55 who are registered as employed or voluntarily insured with the CASS, and normally use medical services affiliated to the CASS in Andorra or abroad. Family members may also be covered by this policy if they are the beneficiaries.


  • You can choose individual or family cover
  • In general terms, there are no restrictions on the number of visits.
  • Policies contracted with Crèdit Assegurances Vida are valid for a lifetime, with modifications to the cover provided after the age of 70.
  • The costs of hospitalisation (the part not covered by the CASS) at the Hospital de Nostra Senyora de Meritxell are processed directly by Crèdit Assegurances Vida and the Hospital.
  • Large branch network to present medical bills pending reimbursement.
  • Using the e-mail address you can send scanned bills directly to Crèdit Assegurances Vida.
  • If your salary is paid directly into an account at Crèdit Andorrà, you are entitled to a 10% discount on the premium for the first 6 months
  • Notifications service: the policy includes this free service that informs the client, via SMS or email, each time a reimbursement is made on their insurance policy.

The policy offers the possibility to additionally access a Medical Directory with coverage throughout Spain and over 45,000 professionals and 13,000 medical centres, including Teknon, Quiron and Dexeus. Access to this medical directory offers the insured person the convenience of not having to pay anything upfront.

More information about the medical directory and the centres and professionals available.

  • Crèditsalut Plus Col·lectiu offers cover for the reimbursement of medical, pharmaceutical and hospital expenses up to 100% of the amounts specified by the CASS for healthcare within and without Via Preferent (healthcare itinerary).
  • Crèditsalut Plus Col·lectiu also includes complementary cover for homeopathic medicine (diagnoses and treatment), treatment related to speech therapy, orthoptics (visual re-education), psychiatry, orthopaedics, internal dental and non-dental prostheses each calendar year and many other services.
  • In the event of the death of the insured (between the ages of 18 and 70), Crèditsalut pays the beneficiaries a compensation of 6,000 euros.
  • Up to 100% of the CASS fee in private centres.
The collective Crèditsalut is excluded from waiting periods.