If you live in Andorra and are aged under 65, you can take out this cover and benefit from the advantages of Crèditvida Previsió. Once taken out, the insurance policy maintains its cover until the death of the insured person.

• A wide range of funeral services. Both the insured person and their beneficiaries will be attended to at all times.
• All administrative formalities and procedures and the whole funeral process will be dealt with by qualified professionals. The insurance also includes administrative services to relieve your family from having to make the necessary arrangements in the event of death:

- Civil Registration Office formalities
- Local formalities
- CASS formalities
- Last will and testament
- Translation of documents
- Embassy formalities

• In addition, you can benefit from a 10% discount on the premium during the first 6 months of the policy simply by having your salary paid directly into your account.

• You can choose a capital sum insured in the event of death of between €1,500 and €6,500.
• In all cases, the insurance also includes the payment of the funeral expenses with a capital sum of €6,500. If these costs are lower than the insured limit, the excess will be paid in cash to the beneficiaries. 
• The insurance covers the repatriation expenses, both from abroad to Andorra and from Andorra to the insured party’s country of origin. 

• Other guarantees to cover accidental death can also be taken out optionally and at an additional premium cost:
  • Guarantee of between an additional €1,500 and €6,500 (between €3,000 and €13,000 in total) in the event of the insured party’s accidental death.
  • Guarantee of between an additional €1,500 and €6,500 (between €4,500 and €19,500 in total) in the event of the insured party’s death as the result of a traffic accident.
  • Guarantee of between an additional €1,500 and €6,500 (between €6,000 and €26,000 in total) in the event of the insured party and his/her spouse dying together as a result of a traffic accident.
• Other guarantees to cover total and permanent disability can also be taken out optionally and at an additional premium cost:
  • Guarantee of between an additional €1,500 and €6,500 in the event of the total and permanent disability of the insured party.
  • Guarantee of between an additional €1,500 and €6,500 (between €3,000 and €13,000 in total) in the event of the total and permanent disability of the insured party as a result of an accident. 

• In the event of an accident, the relatives and/or beneficiaries of the insured person can call the funeral company, Pompes Fúnebres de les Valls, on +376 86 66 32 (24 h). You will need to identify yourself as a relative and/or beneficiary of the deceased person insured with Crèdit Andorrà.
• If you use the funeral services of another company, to receive compensation you will need to submit the corresponding invoices and death certificates.
• Repatriation of the deceased insured person outside the territory of the EU, except for North African countries (Algeria, Morocco, Tunisia), will only be possible once the deceased has been cremated.