Health Insurance Comparison Tool

You still don't know which of our health insurance policies best suits your needs?

To help you choose we present a table comparing the cover provided by our health policies with the main features of each one. Once you have chosen your policy, please feel free to ask us for more information.

PIAM

Whether through Via Preferent (preferred channel) or not

Crèditsalut Plus

Whether through Via Preferent (preferred channel) or not

Crèditsalut

Through Via Preferent

General medicine (visits, pharmacy, analysis, diagnosis, etc.)

Centres partnered with CASS

100% of the actual expenses¹

100% of the CASS rate²

100% of the CASS rate²

Centres not partnered with CASS

100% of the actual expenses¹

100% of the CASS rate²

45% of the CASS rate²

Homeopathy

100% of the actual expenses¹

100% of the CASS rate²

100% of the CASS rate²

Acupuncture

100% of the actual expenses¹

Not included

Not included

Non-dental/orthopaedic prosthesis

Up to 400% of the CASS rate²

100% of the CASS Rate² (Max. 2 prostheses/year)

100% of the CASS Rate² (Max. 2 prostheses/year)

Osteopathy and Chiropractic

Fixed sum of €200 per year per insured person

Not included

Not included

Vaccinations

100% of the actual expenses¹

100% of the CASS rate²

100% of the CASS rate²

Speech therapy and orthopaedics

100% of the actual expenses¹

100% of the CASS rate²

100% of the CASS rate²

Hospitalisation

Centres partnered with CASS

100% of the actual expenses¹

100% of the CASS expenses²

100% of the CASS rate²

Centres not partnered with CASS

90% of the actual expenses¹

100% of the CASS rate²

30% of the CASS rate²

Companion’s bed and accommodation expenses

Dental expenses

Treatment, extractions, fillings, hygiene

100% of the actual expenses¹

100% of the CASS rate²

100% of the CASS rate²

Dentures

Up to 400% of the CASS rate² and a maximum of €1,200 per insured person per year

100% CASS rates² up to a maximum of 2 prostheses per year

1 prosthesis per year with the entire amount covered by CASS

Orthodontics

Up to 400% of the CASS rate² and a maximum of €1,200 per insured person per year

100% of the CASS rate²

100% of the CASS rate²

Optics expenses

Frames / contact lenses

Up to 100% of the actual expenses¹ with a maximum of €200

100% of the CASS rate²

100% of the CASS rate²

Glasses

Up to 400% of the amount paid by the CASS (Andorran Social Security)

100% of the CASS rate²

100% of the CASS rate²

Fixed sum for those under 16

€120 per year

Not included

Not included

Compensation

In case of death

10.000 €

From €6,000

From €6,000

In case of diagnosis of serious illness

10.000 €

Not included

Not included

Second medical opinion

Contrast with a diagnosis with a doctor worldwide

Included

Not included

Not included

Referring doctor

Mandatory

Mandatory

Mandatory

¹ The total amount of the invoice.

² The rate set by the CASS that affiliated centres undertake to charge.

Products contracted with CA Vida Assegurances, SA.