PIAM COL·LECTIU

The Pla Integral d’Assistència Mèdica (PIAM) Col·lectiu is a life insurance policy with complementary health cover for the part of the cost of medical treatment not reimbursed by the Caixa Andorrana de Seguretet Social (CASS).

Features:
- Cover for up to 100% of real expenses.
- Complete freedom to choose doctors, with no restrictions on location or speciality.
- You can choose between individual or family cover.
- Lifetime insurance.
- Generally there are no restrictions on the number of visits or treatment sessions.
- Second medical opinion with Best Doctors.
- Quick, convenient management of invoices by e-mail at prestacions@creditvida.ad.
- Quick management of reimbursements and notification of payments.
- A team of professionals are working constantly to respond to customers' needs.
Cover for up to 100% of actual expenditure.

You can choose between individual or family cover.

Complete freedom to choose doctors, with no restrictions on location or speciality.

Second medical opinion with Best Doctors.

In general terms, there are no restrictions on the number of visits.

Policies contracted with CA Vida Assegurances, S.A are valid for a lifetime.

There are no waiting period for the PIAM Col·lectiu.

- Quick, convenient management of invoices by e-mail at:
prestacions@creditassegurances.ad.
- Quick management of reimbursements.
- Free communication service: notification of PIAM reimbursements.
- A team of professionals working constantly to respond to customers' needs.
The policy offers the possibility to additionally access a Medical Directory with coverage throughout Spain and over 45,000 professionals and 13,000 medical centres, including Teknon, Quiron and Dexeus. Access to this medical directory offers the insured person the convenience of not having to pay anything upfront.
More information about the medical directory and the centres and professionals available.

The benefits of PIAM are explained in detail here.