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insurance

Health Insurance Comparison Tool 

Still not sure which of our health insurance policies is the best for you?  

Check our comparison table to choose the health insurance policy that best suits your needs.   

Insurance Comparison Tool 

Compare the coverage of our health insurance policies and their main features to make your choice easier.  

Creand Piam

With or without the Via Preferent. 

Creand Salut Plus

With or without the Via Preferent. 

Creand Salut

With the Via Preferent. 

Centres affiliated with the CASS 

100% of the real expenses¹ 

100% of the CASS rate² 

100% of the CASS rate² 

Centres not affiliated with the CASS 

100% of the real expenses¹ 

100% of the CASS rate² 

45% of the CASS rate² 

Homoeopathy 

100% of the real expenses¹ 

100% of the CASS rate² 

100% of the CASS rate² 

Acupuncture 

100% of the real expenses¹ 

Not included 

Not included 

Non-dental prosthetics / Orthopaedics 

Up to 400% of the CASS rate² 

100% CASS rate² (max. 2 prostheses/year) 

100% CASS rate² (max. 2 prostheses/year) 

Osteopathy and chiropractor 

Rate of €200 per year per insured person 

Not included 

Not included 

Vaccines 

100% of the real expenses¹ 

100% of the CASS rate² 

100% of the CASS rate² 

Speech therapy and orthoptics 

100% of the real expenses¹ 

100% of the CASS rate² 

100% of the CASS rate² 

Hospitalisation 

Centres affiliated with the CASS 

100% of the real expenses¹ 

100% of the CASS rate² 

100% of the CASS rate² 

Centres not affiliated with the CASS 

90% of the real expenses¹ 

100% of the CASS rate² 

30% of the CASS rate² 

​​​​​​​Companion’s bed and accommodation expenses 

€30/day (60-day limit): 

  • For companion’s bed expenses 
  • For accommodation expenses, with proof of hospitalisation for at least 3 days

Not included 

Not included 

Creand Piam

With or without the Via Preferent. 

Creand Salut Plus

With or without the Via Preferent. 

Creand Salut

With the Via Preferent. 

Treatment, extractions, fillings, hygiene 

100% of the real expenses¹ 

100% of the CASS rate² 

100% of the CASS rate² 

Dental prostheses 

Up to 400% of the CASS rate² with a maximum of €1,200 per insured person per year 

100% CASS rates up to a maximum of 2 prostheses per year 

1 prosthesis per year up to a maximum of the amount paid by the CASS 

Orthodontics 

Up to 400% of the CASS rate² with a maximum of €1,200 per insured person per year 

100% of the CASS rate² 

100% of the CASS rate² 

Creand Piam

With or without the Via Preferent. 

Creand Salut Plus

With or without the Via Preferent. 

Creand Salut

With the Via Preferent. 

Frame / Contact lenses 

Up to 100 % of the real expenses¹ with a maximum of €200 

100% of the CASS rate² 

100% of the CASS rate² 

Lenses

Up to 400% of the amount paid by the CASS 

100% of the CASS rate² 

100% of the CASS rate² 

Rates for children under 16 

€120 per year 

Not included 

Not included 

Creand Piam

With or without the Via Preferent. 

Creand Salut Plus

With or without the Via Preferent. 

Creand Salut

With the Via Preferent. 

In the event of death 

10.000€

From €6,000 

From €3,000 

In the case of diagnosis of serious illness 

10.000€

Not included 

Not included 

Creand Piam

With or without the Via Preferent. 

Creand Salut Plus

With or without the Via Preferent. 

Creand Salut

With the Via Preferent. 

Checking a diagnosis with a doctor anywhere in the world 

Included 

Not included 

Not included 

Creand Piam

With or without the Via Preferent. 

Creand Salut Plus

With or without the Via Preferent. 

Creand Salut

With the Via Preferent. 

Mandatory 

Mandatory 

Mandatory 

¹ The total amount of the invoice. 
² The rate set by the CASS that the affiliated centres undertake to charge. 
Product taken out with CA Vida Assegurances, SA. 

Creand Health Insurance

At Creand you can get the best health and sick leave coverage, adapted to your needs and situation.